TERMS & CONDITIONS

Effective Date: March 2026
Business Name: Next Step Guide
 
1. Overview
These Terms & Conditions govern your use of the Next Step Guide website and digital products. By accessing or purchasing from our site, you agree to be bound by these terms.
 
2. Nature of Our Services
Next Step Guide provides structured informational digital resources designed to offer general guidance during life transitions.
Our materials are for educational and informational purposes only and are not tailored professional advice.
 
3. Intellectual Property
All content, including:
•    Text
•    Graphics
•    Branding
•    Digital downloads
•    Guides and frameworks
are the intellectual property of Next Step Guide.
You may not reproduce, distribute, modify, or resell any materials without written permission.
 
4. Payment & Access
Upon successful payment, you will receive access to the purchased digital product.
Due to the nature of digital downloads, refunds may not be available once access has been granted, unless required by law.
 

5. Limitation of Liability
To the fullest extent permitted by law:
Next Step Guide shall not be liable for any direct, indirect, incidental, or consequential loss arising from the use of our materials.
Users are responsible for their own decisions and outcomes.
Nothing in these terms excludes liability for death, personal injury, or fraud where legally required.
 
6. External Links
We may provide links to third-party websites. We are not responsible for the content or practices of external sites.
 
7. Governing Law
These Terms & Conditions are governed by the laws of England and Wales.
Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.